Travel Notice: Middle East Conflict
Cut-off date and time: 28 Feb 2026, 2:40pm SGT

Due to the escalating security situation in the Middle East, customers are strongly advised to defer all travel to Israel, Iran and to countries within the Middle East (Israel, Iran, UAE, Qatar, Bahrain, Kuwait and the wider Middle East region) until further notice. Read more...

Travel Insurance made easy

Here are straightforward guides to help you understand what is included in your Travel Insurance Product Disclosure Documents.

Choose the document that applies to your policy:

Travel Insurance Policy / Product Disclosure Document (New)
Updated: 30 March 2026

Customers who obtained a quote on or after 30 March 2026, please refer here for the benefits included in your policy.

Travel Insurance Policy / Product Disclosure Document (Previous)​
Last Updated: 31 May 2025

Customers who have bought their travel insurance before 19 December 2025, please refer here for the benefits included in your policy.

If you had obtained a quote under our previous Basic / Comprehensive Plan before 19 December 2025, you have the option to stay with your current quote provided there is no change to your travel dates OR get a new quote with enhanced benefits/coverage and choice of our new Comprehensive Plus Plan.

What is a Product Disclosure Document?

A Product Disclosure Document contains the general terms and conditions of your travel insurance policy with us. It will help you make an informed decision about our travel insurance policies. You should read it before finally deciding whether to buy and which policy best suits you.

Your duty of disclosure. What does that mean?

This is information you must tell us when you buy your travel insurance policy. We use it to decide whether to insure you and on what terms. When you provide us with this information, you are doing so for yourself plus anyone else who will be insured under your Policy.

When you renew, extend, vary or reinstate your Policy, you must let us know if there are any changes to your answers given to the questions we had asked previously and tell us every matter that you know or could be expected to know, which may be useful or relevant to us when we’re deciding whether to continue to insure you.

When material changes have taken place, you must update us immediately whenever there is any change to your answers given to the questions we had asked previously or when any other information you had given us earlier has become incorrect or outdated as a result of a change in circumstance.

If you do not comply with your Duty of Disclosure or update us about any material changes, we may reduce or refuse to pay a claim and/or cancel your Policy. We may also have the option to treat your Policy as if it never existed.

Our service commitment

We strive to provide you with the best possible service. If you have any concerns or feedback, please do contact us. This is part of our Customers First Commitment to you.

Policy owners’ protection scheme

Your Policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as limits of coverage, where applicable, please contact Budget Direct Insurance or visit the General Insurance Association of Singapore (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).